1. Use of capital (property, asset, cash etc) to create money ….
  2. A placement of capital in expectation of deriving income or profit from its use
  3. Why Investments (to make more money, real value of money…..)
  4. Basic investment theory (high return/high risk)
  1. Dividend income which is the distributed profit of the company to shareholders
  2. Sometimes bonus shares which are additional shares distributed freely to existing shareholders
  3. Possible capital gains when sale of shares is effected after price appreciation
  4. The right to vote at meetings of shareholders
  5. Share certificates which are accepted as collateral by banks
  6. Sometimes a right issue Â which is a new issue for cash to existing shareholders in proportion to their holdings usually at a preferential or discounted price

Our interest rates are one of the best you can find around, we currently charge 2.5% per month on salary loans and 3% per month for businesses.